Following and maintaining a budget can be daunting.  Luckily, with technology there are now free budget apps available for your Android and iOS devices.  Keeping receipts and balancing a checkbook are things of the past!  Spend less time budgeting with a free budgeting app.  Finding where you are over-spending and where you have room to save can be life changing.  Being able to easily input and sync your spending makes budgeting so much faster

Sorting through apps on the app stores can be an annoying task.  So we have listed the top 20 best free budget apps for Android and iOS for you.    

The free apps below are listed in order of review rating and most commonly downloaded on the platforms for Android and iOS (iPhone & iPad).

Best Free Budget Apps for Android

Money Manager: Expense Tracker, Free Budgeting App for Android

Money Manager is featured in out top 10 Android list due to it’s quick and efficient nature.  In just a few seconds a day you can add your spending.  You then start to see where your money is coming from, and going with several visual aids as well as a pie chart.  

Monthly Budget Planner & Daily Expense Tracker for Android

This app offers different budget planning templates so that you can choose the one that makes sense for you.  Voice recognition makes adding information quick and simple.  This app offers a budget forecast as well, making it a top fav all-in-one budget tool.   

Fudget: Budget and expense tracking app  for Android

 

Fudget is a great app to easily organize your finances and can help you save money.  All your information stays secure and can be accessed via phone or tablet.  Reorder income and expenditures, repeat specified items in your future budget, and use as often as you would like.  

Wallet – Finance Tracker and Budget Planner for Android

Wallet makes budgeting super easy by syncing to your bank accounts.  Automatic updates save you some time.  Using wallet, you can set your own goals and meet them through budget tracking.  Share selected accounts with friends or family if you are on a joint bank account or budget.       

Money Manager Expense & Budget for Android

We love this app due to it’s real-time functionality.  As soon and you enter any income or expenses, money manager will reflect that on your app account instead of waiting for it to clear in your bank account.  For those of you who are forgetful about checks written, this app is great to remind you of what your balance will be after payments clear.  

Mobills Budget for Android

Track and check your expenses and income with the Mobills intuitive interface.  Add bill reminders and manage all of your credit cards with one app.  Mobills will keep you organized and allows you to track and pay bills all in one app.   

Spending Tracker for Android

Spending Tracker is on our list for its simple and intuitive user interface. Choose to track weekly, monthly, or even yearly just for tax purposes.  Easily see and fine tune your major expenses and set a fixed budget amount to keep you right on track.  

Mint: Budget, Bills, & Finance for Android

Mint allows you to see all things money related in one place.  View account spending, free credit score and even your net worth.  Keep track of bills coming due, and the funds you have to apply towards them.  Mint also offers savings tips to help you avoid debt.  

EveryDollar: Budget Tool and Tracker for Android

Easily create the best budget for you and customize it in just a few minutes. Access your information via desktop or mobile app.  Get financial planning assistance from professionals, or even connect with real estate, insurance and tax professionals via the EveryDollar app.   

Clarity Money – Manage Your Budget for Android

We love this app for its ability to cancel unwanted monthly subscriptions.  It will also plan and manage budget and expenses, track spending categories, and organize merchants.  You can also unlock your Experian credit score via the Clarity app.  This is a simple and useful all-in-one money app.      

Best Budget Apps for iPhone, iPad & Apple Watch

Fudget: Budget Planner Tracker for iPhone and  iPad

Fudget is a great app to easily organize your finances and can help you save money.  All your information stays secure and can be accessed via phone or tablet.  Reorder income and expenditures, repeat specified items in your future budget, and use as often as you would like. 

YNAB (You Need A Budget) for iPhone, iPad and Apple Watch

This app was meant to break the paycheck to paycheck cycle that so many fall into.  You can assign jobs to your money, search for transactions, set goals and import transactions.  New search feature allows you to search amounts, memos, flags and more.  

Every Dollar Easy Budgeting App for iPhone and iPad

Create and customize a daily or monthly budget in just a few minutes.  You can then adjust or reset your budget as needed. Track spending by the second, split transactions, and connect with service and savings professionals all in this app.  

Mint: Personal Finance & Money for iPhone, iPad and Apple Watch

Mint allows you to see all things money related in one place.  View account spending, free credit score and even your net worth.  Keep track of bills coming due, and the funds you have to apply towards them.  Mint also offers savings tips to help you avoid debt.  

Instantly see your updated budget, sync with those you have joint accounts or finances with, and practice conscious spending.  This app is based on the envelope budget method, but without the actual envelopes – which saves you a lot of time.     

Spending Tracker for iPhone and iPad

Spending Tracker is on our list for its simple and intuitive user interface. Choose to track weekly, monthly, or even yearly just for tax purposes.  Easily see and fine tune your major expenses and set a fixed budget amount to keep you right on track.  

Clarity Money – Budget Manager for iPhone and iPad

We love this app for its ability to cancel unwanted monthly subscriptions.  It will also plan and manage budget and expenses, track spending categories, and organize merchants.  You can also unlock your Experian credit score via the Clarity app.  This is a simple and useful all-in-one money app. 
 

Digit: Save Money Effortlessly for iPhone and Apple Watch 

The idea behind digit is that it saves a calculated amount of money each day based on your income and spending.  Set an unlimited amount of goals, protect yourself from bank overdrafts, and even earn 1% annually on your digit savings.  

Budget for iPhone and iPad

Create a budget, add income and expenses, and learn how to save your money.  Track tips as well as bills. Keep your finances and wallet organized with this simple and user friendly app.  

Budget Calculator – Personal Financial Planning Money Manager for iPhone

Track your expenses in just seconds.  This app sets itself apart by analyzing money leaks with pie charts. Customization, password and security protection, and detailed analysis exports make this app one of our favs.  

For more Budget App options for Android or iPhone, simply click the following links:

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